Consider the things that are important to you and the things you would like to keep when we “Go Back” after Lockdown. Imagine you have only another 6 months to fit in all the things that you want to do. Dream BIG. Think of everything, then narrow it down and pull out the 3 most …
The Spring Budget 2020
Newly appointed Chancellor of the Exchequer, Rishi Sunak, delivered his first Budget on 11 March, against a backdrop of uncertainty following the COVID-19 outbreak and subsequent financial losses. It was the first of two Budgets to be delivered in 2020, with the second to follow in the autumn. COVID-19 and the NHSThe Chancellor wasted no …
Important News About Your Zurich Portfolio
We’re writing to let you know that Zurich has agreed to sell part of its UK wealth and investment business to the Embark Group. You will receive communication directly from them in the coming weeks. This includes the Zurich Portfolio which includes your Zurich ISA, Retirement Account or General Investment Account. The Financial Conduct Authority …
Investment Update: For Omnis Graphene Clients
FACED WITH THE THREAT OF THE CORONAVIRUS, INVESTORS HAVE ENGAGED IN A ‘FLIGHT TO SAFETY Following its emergence in central China in mid-January, the coronavirus has now been reported in 56 different countries. Of the more than 83,000 confirmed cases, nearly 3,000 have proved fatal. Though the rate of new infections in China has stabilised, …
Reaching 50 can be a Financial Wake-up Call
Reaching 50 can be a huge financial wake-up call. It can be the prompt for you asking all sorts of questions, such as are you on track to retire when you want to? Do you have enough in your pension pot to retire comfortably? How does your mortgage look? A comfortable lifestyle means different things …
Are You Ready to Retire?
The message in this blog from Evolution CBS about being ready to retire is so pertinent that we just had to share it with you! As lifestyle financial advisors we consider everything that is relevant to your life, not just your finances. Yet it is still a surprise to us how many people don’t consider their …
There is more to gold than pretty baubles
While we all love pretty baubles made from gold, there’s more to it than that. Gold is actually created inside massive stars when they explode into a supernova and delivered to Earth by asteroid impacts about four billion years ago. Because gold is so rare and highly valued it makes a natural currency. It’s often used …
5 Reasons Why You Should Start Investing
There are many reasons why you should start investing. Investing early can pay big dividends, but it’s never too late to start! And just in case you are sitting there thinking ‘I don’t need to invest my money’, here are five of the best reasons why you SHOULD start investing and make your money work …
Who Gets My Pension When I Die?
“Who gets my pension when I die?” is a question we get asked a lot. Huge changes to the pension rules in recent years have had some unforeseen effects. One really important change is the option to choose anyone and that really is anyone (from your neighbour to the postman and beyond) to get your pension …
Help Protect Yourself from the UK Pension Crisis
There is a UK pension crisis pending for many people. The way things are going you’re unlikely to draw your State Pension until your late sixties, so you’ll need to consider what you could live on if you need to stop working before then. The current State Pension age is 65 for both men and …
Financial Inequality: The Financial Power of Women
What is Financial Inequality? This year marks the 90th anniversary of ‘votes for women’ yet despite much progress, financial inequality is still one of our greatest social challenges. Research suggests that the pension pot for the average woman could still be as much 10% smaller than for the average man. The typical pension pot for …
What’s on Your Bucket List?
How Do You Intend to Celebrate Milestone Occasions? Many people have a bucket list for big birthdays and milestone occasions. It’s hardly surprising! After all, it’s a big deal turning 50, 60 or 70, or celebrating a Silver or Golden wedding anniversary. In recognition of these major milestones, our clients often plan to do something …