Giving you what you need to make wise financial decisions, for the life you want now and in the future
Insights, tips and answers to help you boost your knowledge and financial confidence.
Consider the things that are important to you and the things you would like to keep when we “Go Back” after Lockdown. Imagine you have only another 6 months to fit in all the things that you want to do. Dream BIG. Think of everything, then narrow it down and pull out the 3 most …
Newly appointed Chancellor of the Exchequer, Rishi Sunak, delivered his first Budget on 11 March, against a backdrop of uncertainty following the COVID-19 outbreak and subsequent financial losses. It was the first of two Budgets to be delivered in 2020, with the second to follow in the autumn. COVID-19 and the NHSThe Chancellor wasted no …
We’re writing to let you know that Zurich has agreed to sell part of its UK wealth and investment business to the Embark Group. You will receive communication directly from them in the coming weeks. This includes the Zurich Portfolio which includes your Zurich ISA, Retirement Account or General Investment Account. The Financial Conduct Authority …
FACED WITH THE THREAT OF THE CORONAVIRUS, INVESTORS HAVE ENGAGED IN A ‘FLIGHT TO SAFETY Following its emergence in central China in mid-January, the coronavirus has now been reported in 56 different countries. Of the more than 83,000 confirmed cases, nearly 3,000 have proved fatal. Though the rate of new infections in China has stabilised, …
Our founder Jessamy Walker is featured in the Times report for Best Financial Planners in the Country and she is often sought out for her expert opinion and sound insights into lifestyle financial planning. Recently she was approached by Octopus Investments as part of a large research project in to BPR (Business Property Relief) estate …
Jessamy spotlighted in research in to BPR estate planningRead More
Reaching 50 can be a huge financial wake-up call. It can be the prompt for you asking all sorts of questions, such as are you on track to retire when you want to? Do you have enough in your pension pot to retire comfortably? How does your mortgage look? A comfortable lifestyle means different things …
The message in this blog from Evolution CBS about being ready to retire is so pertinent that we just had to share it with you! As lifestyle financial advisors we consider everything that is relevant to your life, not just your finances. Yet it is still a surprise to us how many people don’t consider their …
While we all love pretty baubles made from gold, there’s more to it than that. Gold is actually created inside massive stars when they explode into a supernova and delivered to Earth by asteroid impacts about four billion years ago. Because gold is so rare and highly valued it makes a natural currency. It’s often used …
There are many reasons why you should start investing. Investing early can pay big dividends, but it’s never too late to start! And just in case you are sitting there thinking ‘I don’t need to invest my money’, here are five of the best reasons why you SHOULD start investing and make your money work …
“Who gets my pension when I die?” is a question we get asked a lot. Huge changes to the pension rules in recent years have had some unforeseen effects. One really important change is the option to choose anyone and that really is anyone (from your neighbour to the postman and beyond) to get your pension …
There is a UK pension crisis pending for many people. The way things are going you’re unlikely to draw your State Pension until your late sixties, so you’ll need to consider what you could live on if you need to stop working before then. The current State Pension age is 65 for both men and …
What is Financial Inequality? This year marks the 90th anniversary of ‘votes for women’ yet despite much progress, financial inequality is still one of our greatest social challenges. Research suggests that the pension pot for the average woman could still be as much 10% smaller than for the average man. The typical pension pot for …
